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Lorenzo Adams is in trouble. While working at a bill collectionbr\ agency in Norfolk, VA an old debt of his own suddenly comes duebr\ when Frankie Gutierrez, an L.A. loan shark, shows u at his door.br\ With less than three weeks to ayback $100,000 and Frankie’sbr\ enforcer, Omar, shadowing his every move, Lorenzo cooks u abr\ lan to ay his debt by scamming the collection agency and anbr\ inner-city mission. Neither Omar or the eole from the missionbr\ are what he exects and Lorenzo’s scheme doesn’t work quitebr\ as he lans.